SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.

Who can apply for an SBA disaster loan?

  • Businesses of all sizes
  • Homeowners
  • Renters
  • Private nonprofit organizations

You must be located in a declared disaster area and meet other eligibility criteria depending on the type of loan.

How to use an SBA disaster loan

  • Losses not covered by insurance or funding from the Federal Emergency Management Agency for both personal and business
  • Business operating expenses that could have been met had the disaster not occurred